Social Security Optimization is an increasingly complex area of retirement income planning. As the rules regarding claiming strategies continue to change, old myths and rules of thumb regarding the best claiming strategy are proven ineffective and incapable of generating the optimal income. Every household should have a social security claiming strategy as a part of their overall retirement income planning. Households in which one or more members have a government pension in particular must have a detailed strategy to integrate their social security income and their pension income, in order to maximize the income of both.
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